The vision program helps keep your costs down for eye exams and prescription eyewear and provides benefits through Vision Service Plan (VSP). You pay the premium with before-tax dollars deducted from your paycheck. The amount you pay depends on whom you cover under the plan.
The plan gives you access to in-network and out-of-network providers. The plan provides the following annual benefits for services provided by a VSP in-network provider.
You'll save money when you use a VSP in-network provider. To find a VSP doctor in your area, or to see whether your current eye doctor is in your network, go to VSP's website at www.vsp.com and click on Find a Doctor.
After you choose an eye doctor, make an appointment. When you go to your appointment, tell the office staff that you're a VSP member. You'll need to provide the primary covered member's identification number. You don't need to file a claim -- your eye doctor's office and VSP will do the rest.
If you choose to use an out-of-network provider, the benefits paid are reduced. You will need to pay at the point of service and you must file your own claim.
You can use your HSA or FSA card to pay for qualified vision services and products, including exams, glasses and contacts.