Voluntary Critical Illness and Voluntary Accident Insurance policies are designed to provide extra security if you or a family member is diagnosed with a serious illness or involved in an accident. These plans are not meant to replace medical insurance and you must be enrolled in a First Data medical plan to be eligible for this coverage.
Family members are eligible for both Critical Illness and Accident plans. However, the First Data employee must be enrolled in medical coverage to take advantage of these plans.
Here is a short video that provides a high level overview of the plans offered.
Critical Illness Insurance is coverage that can help cover the extra expenses associated with a serious illness. You can choose the coverage level either $15,000 or $30,000 and receive a lump-sum in Initial Benefits upon diagnosis.
Paying For Critical Illness Coverage
You pay the entire cost of coverage with after-tax deductions and your rate depends on your pay schedule and coverage tiers. Visit the Your Benefits Resources website for personalized rates.
Accident Insurance coverage provides you with a lump-sum payment when you suffer a covered injury or undergo covered testing, medical services or treatment AND meet the group policy and certificate requirements. There are more than 150 covered events and there is no limit on the number of different accidents that will be covered.
Paying for Accident Coverage
You pay the entire cost of coverage with after-tax deductions. Your rate depends on your coverage tier and pay schedule.
For More Information
For more information on either plan or to make a claim, call MetLife at 1 (800) GET MET8 (438-6388).