If you have funds in your 2013 health care FSA after December 31, 2013, and you enroll in the First Data Enhanced or Standard Medical Plans with an HSA, your health care FSA balance will automatically convert to a Limited Purpose FSA on January 1, 2014. If you want to use your 2013 balance for eligible medical or pharmacy expenses, you must incur the expenses and submit claims for reimbursement by December 31, 2013.
The U.S. Treasury Department recently announced that it has updated the “use-it-or-lose-it” rule for health care flexible spending accounts (FSAs). The update allows plan administrators the opportunity to allow employees to carry over up to $500 in unused FSA funds from one plan year to the next. However, this cannot be used in conjunction with the 2 ½ month grace period. First Data will continue to offer the 2 ½ month grace period for health care FSAs so the $500 carry over will not be permissible. (Note: Health Savings Accounts will continue to allow carryover of unused funds, as there is no “use-it-or-lose-it” rule for HSAs)
Walking for as little as 30 minutes a day may improve your memory and help you juggle mental tasks. In one study reviewed by the National Institutes of Health, magnetic resonance imaging (MRI) was used to track the brain activity of healthy adults. After a six-month walking program, brain functions, attention span and focus improved. Light exercise increases blood flow to the brain and jump starts hormones used for nerve cell production.
Hand Washing 101
• First, wet hands with water. Then apply soap.
• Now, rub hands together vigorously for 20 seconds. Make sure to rub the wrists, between the fingers, and under the fingernails. When you have time, use a nailbrush, as bacteria often hide under nails.
• Rinse hands thoroughly and dry with a clean paper towel or air dryer.
• If you are in a public restroom, shut the faucet off with a paper towel. Try to push the door open with your shoulder, or use another paper towel to turn the knob.
Holiday sales abound after Thanksgiving. Before you start shopping, make your shopping list and decide how much you'll spend. Take advantage of a bargain, check out exclusive offers through the First Data Employee Discount Program at: http://firstdata.corporateperks.com. Stick to your plan to avoid overspending and added stress.
The holidays are great. But, don't let them become an excuse to go overboard on sweets or drinks. Continue to get plenty of sleep and physical activity.
Alcohol has more calories per gram than carbs or protein. It can also loosen your resolve, leading you to overdo chips, nuts or other foods.
Set goals for yourself so that you have something to work toward. These goals don't have to be extravagant or elaborate. They can be as simple as reading one chapter of a book a night, making homemade cookies for your child's class, or working out 2 times a week. Having something to work toward gives you a purpose, and when the goal is reached, you'll feel a sense of accomplishment.
* Acknowledge your feelings - You can't force yourself to be happy just because it's the holiday season.
* Reach out - If you feel lonely or isolated, seek out community, religious or tother social events; they can offer support and companionship
* Be realistic - The holidays don't have to be perfect or just like they used to be. Find new ways to celebrate.
* Plan ahead and stick to a budget - before you go gift shopping, decide how much money you can afford to spend. No need to add financial stress to the mix
* Learn to say no - Saying yes when you should say no can leave you feeling overwhelmed.
Getting off the fast track and getting in touch with what is important in your life is one pathway to inner peace. Understand the benefits of reaching inner peace and harmony through greater understanding of self, as well as the personal and work environments in which you live. Early registration is recommended. Space availability is on a first come, first serve basis - Dec 17th. Session 1, noon ET; Session 2, 2pm ET.
To register, access https://members.healthadvocate.com, type in First Data, then from the home page select the EAP+Work/Life link at the bottom. Select Online Services to view the Webinar options. Topics change monthly.